• 15,000+ JTL customers gain direct access to flexible growth financing within the JTL ecosystem
• Same-day financing approval – no lengthy applications or paperwork required
• The partnership expands YouLend’s network of embedded finance partners in Germany, which already includes platforms such as Amazon, eBay and Qonto

Berlin, July 20th, 2026 – YouLend, the world’s leading embedded financing platform, is launching a strategic partnership with JTL, Germany’s leading e-commerce and ERP infrastructure platform. The goal is to provide JTL’s customers with fast, flexible access to growth capital – directly within their existing JTL platform.

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The new solution is fully integrated into the JTL ecosystem, following the one-platform approach: merchants can apply for financing without leaving their familiar working environment. Approval is typically granted on the same day without complex applications or long waiting times.

Capital access as an integral part of the e-commerce ecosystem

JTL offers online merchants a comprehensive ecosystem of software solutions for inventory management, shipping and growth, supported by a network of around 300 service partners. With the integration of YouLend, this ecosystem gains a crucial new component: direct, digital access to growth financing.

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JTL fits seamlessly into YouLend’s proven partner model with platforms such as Amazon, eBay and Shopify, where merchants can access capital directly within their existing workflow. At the same time, YouLend gains access to JTL’s fast-growing universe.

“Growing online merchants need capital exactly when opportunities arise, not after weeks of application processes,” says Leonard Strigel, General Manager Europe at YouLend. “With JTL, we are integrating financing directly where merchants run their business. This is embedded finance in its most consistent form.”

Embedded financing as a growth lever for SMEs

The partnership addresses a key challenge for growing SMEs in e-commerce: access to external financing is often too complex, too slow and not tailored to the needs of online merchants. With YouLend’s integrated solution, JTL customers can obtain capital quickly and easily – whether for restocking inventory, marketing campaigns or expanding into new sales channels.

“With YouLend, we are integrating embedded financing directly into our ecosystem, creating one of the most important growth levers for our customers – fast, digital and without detours,” says Sebastian Evers, CEO at JTL.

What's next

The partnership launches in Germany in 2026, with plans to expand across JTL's core European markets as adoption grows.